Loan Rates
| Loan Type | Annual Percentage Rate (APR)* | Terms/Features | |
|---|---|---|---|
| New & Preowned Cars & Motorcycles (model year 2019-current) | 5.24% 5.74% 5.99% 6.49% 7.49% |
Up to 36 months Up to 48 months Up to 60 months Up to 72 months Up to 84 months |
|
| Preowned Cars & Motorcycles (model year 2012-2018) |
6.24% 6.74% 6.99% |
Up to 36 months Up to 48 months Up to 60 months |
|
| Preowned Cars & Motorcycles (model year 2011-older) |
7.24% 7.49% 7.74% 7.99% |
Up to 24 months Up to 36 months Up to 48 months Up to 60 months |
|
| New & Preowned Boats & Recreational Vehicles (model year 2012-current) |
6.24% 6.74% 6.99% 7.49% 7.99% 8.99% |
Up to 36 months Up to 48 months Up to 60 months Up to 72 months Up to 84 months Up to 120 months |
|
| Other Secured – Golf Cart, Lawn & Farm Equipment |
8.99% 9.49% 9.74% 10.24% 10.74% |
Up to 36 months Up to 48 months Up to 60 months Up to 72 months Up to 84 months |
|
| VISA Credit Card |
10.5% |
||
| Home Equity Lines of Credit | 4.99% Special | Rates are tied Prime as printed in Wall Street Journal | |
| Home Mortgages | Rates Vary | Click here for terms, rates & applications or call 436-6302. | |
| Personal Loans |
8.00-18.00*% |
||
| *Annual Percentage Rate is subject to change without notice. Add’l discount available for qualified borrowers with auto-pay. | All rates are subject to credit approval and based on individual credit worthiness and GKCU’s loan policies. | ||
| Rate Sheet Modified: 4/22/2024 |
Subject to credit approval. Certain restrictions apply.
Other loans available, please contact one of our loan officers.