You have every day needs so you need every day access to your cash. From groceries to gas to monthly bills, GKCU gives you affordable and convenient purchasing power with your GKCU Checking Account. Best of all, we give you so much with your GKCU checking account, you’ll soon wonder why you didn’t open the account sooner. Your checking account is federally insured by the NCUA up to $250,000 and earns dividends on a monthly basis (based on balance of $100 or more). Electronic statements are available (free of charge) or by mail ($1/statement); to enroll ask when you are in a branch or enroll online.
Checking accounts can be opened at any age as long as there is an adult joint owner, and at age 16 without a joint owner.
- No Minimum Balance
- No monthly maintenance, per check, debit card or service fees
- Variety of check and debit card designs
- ATM access, Free Online Teller, Free Mobile Money App
- Direct Deposit & Automatic Payments
- Overdraft Protection / Courtesy Pay (subject to credit approval; must be 18 & older)